dominate
Settlement

USD Settlement Bitcoin Payments

Accept Bitcoin, receive US dollars. No cryptocurrency exposure. No price volatility risk.

USD Settlement logo
Overview

Bitcoin Payments on USD Settlement

USD settlement is the most popular option for merchants accepting Bitcoin through Dominate. When a customer pays with Bitcoin, Dominate converts the BTC to USD at the current market rate instantly. You receive US dollars in your bank account. No cryptocurrency exposure.

No Bitcoin price volatility risk. No need to manage wallets or worry about market movements. The conversion happens at the point of sale, locking in the USD value the moment the payment confirms. Settlement to your bank account happens on the next business day, similar to credit card settlement.

For merchants who want the benefits of accepting Bitcoin (zero chargebacks, lower processing fees, global reach) without any cryptocurrency complexity, USD settlement is the answer. You can switch between USD settlement, BTC settlement, or a percentage split at any time.

Key Features

  • Instant BTC-to-USD conversion at point of sale
  • Next business day bank deposit
  • Zero cryptocurrency exposure
  • No wallet management required
  • Switch between USD, BTC, or split at any time

Cost Comparison

Credit Card2.9% + $0.30
Bitcoin (on-chain)~1%
Bitcoin (Lightning)< 0.5%
FAQ

USD Settlement Bitcoin Payment Questions

When do I receive my USD funds?

USD settlement deposits to your bank account on the next business day after the Bitcoin payment confirms, similar to standard credit card settlement timing.

What exchange rate is used for conversion?

The Bitcoin-to-USD conversion uses the market rate at the moment the payment confirms. The rate is locked instantly so there is no exposure to price movements after payment.

Can I switch to BTC settlement later?

Yes. You can change your settlement preference between USD, BTC, or a percentage split at any time from your Dominate dashboard.

Accept Bitcoin on USD Settlement

Add Bitcoin payments to your store in minutes. Zero chargebacks. Lower processing fees. Settle in USD or BTC.